Elite Credit Repair & Business Funding

Your Credit.
Your Future.
Our Mission.

Ambition Over Adversity

The most elite credit repair service in the game. We don't just fix credit — we put you in position to win for the rest of your life.

Book a free call See the results
500+ Clients served
+102 Average point gain
7 Days to first results
$50K+ Funding approvals
What we deliver

Real Results, Real Fast

We don't make empty promises. Our clients see real deletions, real approvals, and real financial transformation.

01

Credit Sweeps

Complete negative item removal from all three bureaus.

Collections, charge-offs, late payments and stray inquiries — challenged line by line with Experian, Equifax and TransUnion until the report reflects the truth.

Experian · Equifax · TransUnion

02

Funding Strategy

A profile built for the way lenders actually underwrite.

Utilization, age, mix and depth structured deliberately, so when you walk into an approval you are negotiating from strength rather than hoping for a yes.

$50K+ in approvals

03

Score Boost

Average 100+ point increase within the first round.

The first round does the heavy lifting. Most clients see the needle move inside a week, and a materially different report before the cycle closes.

+102 average · 7 days to first results

04

Approvals

Clients getting approved for $10K–$50K+ credit lines.

Repaired credit is the starting line, not the finish. What it buys is leverage — the lines, the terms and the position to move the moment an opportunity shows up.

500+ clients served

Zay, founder of AOA Credit Solutions
Zay
Founder and Credit Specialist
Who we are

Struggle Into
Motivation, Pain
Into Success

AOA Credit Solutions is more than a credit repair company — it's a movement. Founded by Zay, we operate on one principle: Ambition Over Adversity. We've helped hundreds of clients transform their credit profiles and unlock financial freedom.

From credit sweeps to personalized funding strategies, we deliver results in as little as 7 days. This isn't just about fixing numbers — it's about putting you in position to win for the rest of your life.

Client success stories

Real People. Real Results.

From denied to approved. From repossessions to dream cars. Watch how AOA clients transformed their financial futures.

801
TransUnion
Up 63 points · Excellent
TransUnion credit score of 801
802
Experian
Exceptional · Aug 18, 2026
Experian credit score of 802
801
TransUnion
Up 18 points · Checked daily
TransUnion credit score of 801, checked daily
These are real credit scores from real AOA clients. Your transformation is next.
2027 Cadillac VISTIQ

Joshua Bellamy — NFL. Chicago Bears.

Brand new, with $0 down, through AOA credit positioning.

Range Rover Sport

Dream Car Unlocked

Client testimony — Range Rover Sport approved.

Mercedes-AMG

Positioned To Win

Client testimony — Mercedes-AMG approved through AOA credit positioning.

Pricing

Choose Your Package

Multiple powerful options designed to put you in position to win. Every package includes a full credit sweep and personalized strategy.

Standard

Credit Foundation Package

$1,000
One-time
  • Full Credit Sweep (All 3 Bureaus)
  • Unlimited Dispute Rounds (No Additional Charges)
  • Personal Consultation with Zay
  • Strategy Built Around Credit Growth
  • Profile Optimization & Positioning
  • Ongoing Guidance Throughout Process

Individuals beginning their credit-building journey.

Get started
Premium

Credit Accelerator Package

$1,500
One-time
  • Full Credit Sweep (All 3 Bureaus)
  • Unlimited Rounds (No Additional Charges)
  • Priority Consultation with Zay
  • Personalized Credit Strategy
  • Advanced Profile Optimization
  • Funding Prep Guidance & Positioning

Clients seeking faster profile strengthening.

Upgrade to premium
Most popular
Elite

Executive Funding Package

$2,500
One-time
  • Full Credit Sweep (All 3 Bureaus)
  • Unlimited Rounds (No Additional Charges)
  • Priority VIP Support
  • Advanced Credit Building Strategy
  • Funding Preparation & Personalized Action Plan
  • Credit Profile Structuring & Positioning

Premium-level profile optimization & funding positioning.

Go elite
Black Card

Exclusive VIP Experience

$5,000
One-time
  • Full Credit Sweep (All 3 Bureaus)
  • Unlimited Rounds
  • Expedited Processing & Priority Support
  • VIP Consultation with Zay
  • LexisNexis, SageStream & Innovis Assistance
  • Funding Strategy & Credit Coaching
  • Weekly Strategy Calls
  • Inquiry Optimization & Profile Structuring
  • Personalized Structure to Gain $50,000+ in Personal Funding
  • Auto, Loan & Credit Card Positioning

Faster execution, stronger positioning, and premium-level service.

Unlock black card access
Level up

Join The AOA Team

Want to learn the game from the inside? Our mentorship program teaches you everything — from credit repair strategies to building your own credit solutions business. Join the AOA team and start generating income while helping others win.

01

Learn The Business

Full credit repair training from A to Z

02

Build Your Brand

Create your own credit solutions empire

03

Earn While Learning

Start generating income immediately

Elite Mentorship Experience

Exclusive VIP Business Funding Experience

$10,000
One-time investment

Everything you need to build, structure & position your business for high-level funding. This is access, strategy, execution, and accountability.

Apply for elite mentorship
What’s included
  • Everything Included In Black Card
  • Private 1-on-1 Mentorship
  • In-Person Strategy Sessions
  • Business Formation (LLC or Corporation)
  • EIN Registration & Federal Tax ID Setup
  • Dun & Bradstreet Setup & Optimization
  • Professional Website (Custom Built & Strategy Driven)
  • Business Email, Phone & Address Setup
  • NAICS Code Strategy (Low Risk, High Approval)
  • Business Funding Blueprint (Step-by-Step Plan)
  • VIP 1-on-1 Mentorship with Zay
  • Business Idea & Strategy Development
  • Funding Readiness Consultation
  • Vendor & Business Credit Roadmap
  • Banking & Business Profile Optimization
  • Weekly Strategy Calls
  • Lifetime Business Structure Support
  • Compliance & Document Guidance
  • Funding Application Strategy
  • Access to Funding Resources & Tools
  • Priority Support (Fast, VIP Response)
  • Business Credit Building Strategy
  • Loan, LOC & Equipment Financing Strategy
  • SBA Loan Preparation & Guidance
  • Leadership Training from 15+ Years Experience
  • Systems, Operations & Scaling Strategies
  • Wealth Positioning & Funding Guidance
  • Personalized Success Roadmap
Private consultation required

Data Furnisher
Consulting Program

Interested in learning about data furnishing, compliance systems, operational structure, and business setup? This program is offered through a private consultation process to ensure proper fit and personalized guidance.

Contact for private consultation Serious inquiries only
  • Business Structure & Setup Guidance
  • Operational Systems & Workflow Strategies
  • Compliance-Focused Education
  • Reporting Process Education
  • Scaling & Infrastructure Discussions
  • Business Development Strategies

Program availability may be limited. Email info@aoacreditsolutions.com

Get in touch

Ready To Win?

Fill out the form with your name, email, and phone number. Let us know which package you’re interested in and we’ll get back to you ASAP. Your journey to financial freedom starts with one message.

Prefer to talk it through? Book a free consultation with Zay to discuss your credit goals, explore your options, and build a personalized plan. No commitment required.

Book a call with Zay
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Your information will be sent directly to info@aoacreditsolutions.com

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